About Jonathan O'Connor
Jonathan is a Senior Manager of Research at Auriemma Group. His writing highlights findings from Auriemma’s Mobile Pay Tracker, Cardbeat US, and The Payments Report.
Topics include: Agentic AI, Buy Now, Pay Later, credit cards, debit cards, digital payments, emerging payments, and more.
Entries by Jonathan O'Connor
Alternative Rewards Structures Resonate—But Simplicity Still Wins Out
(New York, NY) While many cardholders are intrigued by innovative rewards structures, traditional cash back models continue to dominate the credit card landscape. Auriemma Group’s latest issue of Cardbeat US highlights how newer approaches—like increasing rewards with spend or fixed-dollar incentives—can appeal to targeted segments, even as flat and category-based cashback offers remain the most […]