Entries by Jonathan O'Connor

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Issuer-Provided Installment Plans Surge While In-Store BNPL Flattens

(New York, NY) Over the past few years, post-purchase issuer-provided installment plans have surged in popularity, thanks to offerings like American Express Plan It, My Chase Plan, and Mastercard Installments. Recent data from Auriemma Group’s The Payments Report indicates these plans are now rivaling in-store installment offers. Availability increased 18 percentage points since Q4 2019, […]

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Does Buy Now, Pay Later Cannibalize Private Label Credit Cards?

(New York, NY) In the ever-evolving landscape of retail finance, Buy Now, Pay Later (BNPL) is reshaping the way consumers approach their borrowing and purchasing decisions. As store card ownership wanes, BNPL has emerged as a compelling option for modern shoppers seeking flexibility and convenience. Auriemma Group’s latest issues of The Payments Report and Cardbeat […]

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