NEW REPORT: Auriemma Publishes Q4-2024 Issue of The Payments Report

Auriemma recently published the Q4-2024 issue of The Payments Report. The issue examines building loyalty, the impact of the CFPB’s overdraft cap, how cost-of-living effects cardholders, and Buy Now, Pay Later. Those interested in learning more about Auriemma’s research or about this issue should contact research@auriemma.group.

Topics include:

Loyalty to MFU debit card issuer
Reasons for holding multiple debit/credit cards
Reasons for switching primary bank
Sentiments regarding banking with fintechs
Factors influencing long-term debit relationship
Impact of overdraft cap on overdraft service usage
Current levels of financial hardship
Budget adjustment due to cost-of-living changes
Purchasing power implications
Buy Now, Pay Later (BNPL) offers and enrollment
Usage of BNPL providers
Payment methods used for most recent BNPL

From this report:

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Survey Methodology

This Auriemma Group study was conducted online within the US by an independent field service provider on behalf of Auriemma Group (Auriemma) in February 2024 among 800 adult debit cardholders. The number of interviews completed for both is sufficient to allow for statistical significance testing among sub-groups at the 95% confidence level ±5%, unless otherwise noted. The purpose of the research was not disclosed, nor did respondents know the criteria for qualifying.