Auriemma Publishes 2023 Trend Reports for Cardbeat US and The Payments Report

Auriemma recently published the 2023 Trend Reports for Cardbeat US and The Payments Report. These issues highlight tracked consumer indices collected throughout the year. Those interested in learning more about Auriemma’s research or about this issue should contact

Topics include:

  • Types of cards currently held
  • Credit/Debit market share for networks and issuers
  • Banking channels frequency of use
  • ATM usage
  • Most frequently used card category, APR, and credit line
  • Rewards cards
  • Spend by card types held
  • Missed payments
  • Revolving behavior
  • Annual fees
  • Credit card cancellation and dormancy
  • FICO scores
  • Balance transfers
  • Buy Now, Pay Later
  • Mobile payment usage

Survey Methodology

These Auriemma Group studies were conducted online within the US by an independent field service provider on behalf of Auriemma Group (Auriemma) in 2023 among ~800 adult credit (Cardbeat US) and debit (The Payments Report) cardholders. The number of interviews completed for both is sufficient to allow for statistical significance testing among sub-groups at the 95% confidence level ±5%, unless otherwise noted. The purpose of the research was not disclosed, nor did respondents know the criteria for qualifying.

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