NEW REPORT: Auriemma Publishes Q4-2023 Issue of Cardbeat US

Auriemma recently published the Q4-2023 Cardbeat US report. This issue examines card inactivity and dormancy, rewards and rate acquisition trade-offs, top of wallet cards, and late fees. Those interested in learning more about Auriemma’s research or about this issue should contact

Topics include:

  • Inactive card usage history
  • Reasons for inactivity
  • Future use or cancellation of inactive card(s)
  • Importance or rewards vs. rates
  • Impact of rewards language used
  • Most frequently used (MFU) card attributes
  • MFU card trend data
  • Whether concentrate or spread spend on multiple cards
  • Impact of credit card perks/benefits
  • Late fee payment frequency
  • Impact of card that waives late fees

From this report:

Survey Methodology

This Auriemma Group study was conducted online within the US by an independent field service provider on behalf of Auriemma Group (Auriemma) in January 2024 among 803 adult credit cardholders. The number of interviews completed for both is sufficient to allow for statistical significance testing among sub-groups at the 95% confidence level ±5%, unless otherwise noted. The purpose of the research was not disclosed, nor did respondents know the criteria for qualifying.

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