About Jonathan O'Connor
Jonathan is a Senior Manager of Research at Auriemma Group. His writing highlights findings from Auriemma’s Mobile Pay Tracker, Cardbeat US, and The Payments Report.
Topics include: Buy Now, Pay Later, credit cards, debit cards, digital payments, emerging payments, and more.
Entries by Jonathan O'Connor
Does Buy Now, Pay Later Cannibalize Private Label Credit Cards?
(New York, NY) In the ever-evolving landscape of retail finance, Buy Now, Pay Later (BNPL) is reshaping the way consumers approach their borrowing and purchasing decisions. As store card ownership wanes, BNPL has emerged as a compelling option for modern shoppers seeking flexibility and convenience. Auriemma Group’s latest issues of The Payments Report and Cardbeat […]
Will Potential New Late Fee Rules Help or Hurt Consumers?
(New York, NY) Credit card late fees have been a hot topic since February when the Consumer Financial Protection Bureau (CFPB) proposed rules aimed at reducing them. The proposal would reduce the cap for late fees to $8 per month (from $41 today), prohibit annual inflation increases on late fee amounts, and ensure that late […]