(New York, NY) Installment plans have taken many forms over the year but have traditionally been associated with discretionary retail purchases like furniture, electronics, and travel. However, new research from Auriemma Group’s latest issue of The Payments Report suggests debit cardholders increasingly view installment plans as a tool for managing unexpected expenses rather than simply […]
(New York, NY) Artificial intelligence (AI) continues to reshape the payments landscape, with providers investing heavily in AI-assisted solutions for their customers. However, Auriemma Group’s latest issue of Mobile Pay Tracker finds that while awareness of AI assistants grows, interest in using them has declined. Across two recent surveys conducted in January and April 2026, […]
(New York, NY) As issuers continue to invest in premium products with richer benefits and elevated annual fees, many cardholders feel caught in the middle—between cards that feel ultra-premium or ultra-basic. According to Auriemma Group’s latest issue of Cardbeat US, what many cardholders are looking for is a middle-market option, and issuers able to provide […]
(New York, NY) Co-brand card programs have long centered around credit, but debit-based offerings are beginning to emerge. Co-brand debit cards represent an opportunity for brands and issuers to maintain engagement when credit approval is not possible, according to Auriemma Group’s latest issue of The Payments Report. If declined for a co-branded credit card with […]
(New York, NY) Brand loyalty programs are popular with today’s cardholders, but free and paid offerings serve very different purposes. While free programs drive enrollment, paid programs encourage ongoing engagement, according to a recent issue of Auriemma Group’s Mobile Pay Tracker. Over 8-in-10 credit cardholders (81%) are currently enrolled in at least one brand loyalty […]
(New York, NY) Premium credit cards continue to evolve, rolling out new perks, lifestyle credits, and expanded travel benefits to justify rising annual fees and attract high-value customers. The Chase Sapphire Reserve is the latest example, introducing refreshed dining and travel credits alongside a $795 annual fee. But do richer perks meaningfully offset higher costs? […]
(New York, NY) One-third of credit cardholders have at least one inactive card—that is, a card they haven’t used in the past six months. But inactivity doesn’t always signal intent to cancel. According to Auriemma Group’s latest issue of Cardbeat US, inactive cardholders are more likely to use their inactive card (46%) than cancel it […]
(New York, NY) Rewards programs are evolving—and cardholders want in. Issuers seeking to expand their accelerated rewards beyond traditional categories like grocery, gas, and dining may find untapped potential in less conventional areas. According to Auriemma Group’s latest issue of Cardbeat US, cardholders express strong interest in earning 3% back on non-traditional categories such as […]