NEW REPORT: Auriemma Publishes Q3-25 Issue of Cardbeat US

Auriemma recently published the Q3-2025 Cardbeat US report. The issue examines modern means of utilizing and tracking rewards, premium annual fee cards, and the importance of sign-up offers vs. ongoing rewards. Those interested in learning more about Auriemma’s research or about this issue should contact research@auriemma.group.

Topics include:

  • Using co-brand or store credit card rewards at the point-of-sale
  • Impact of being shown rewards info during shopping experience
  • Incidence and impact of rewards expiration
  • Annual fee card ownership
  • Tenure and cost of highest annual fee card held
  • Preferred value structures for high annual fee cards
  • Likelihood to apply for a card like the Chase Sapphire Reserve
  • Premium card application drivers and barriers
  • Relationship between premium card fees and value received
  • Impact of weak sign-up offers on acquisition

From this report:

Survey Methodology

This Auriemma Group study was conducted online within the US by an independent field service provider on behalf of Auriemma Group (Auriemma) in August-September 2025 among 800 adult credit cardholders. The number of interviews completed for both is sufficient to allow for statistical significance testing among sub-groups at the 95% confidence level ±5%, unless otherwise noted. The purpose of the research was not disclosed, nor did respondents know the criteria for qualifying.

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